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a manufacturer has a duty to warn against danger 纽约法庭认为生产商对可预见的危险使用有警告的责任

In Dummit v. Crane Co., the N.Y. Court of Appeals held on June 28, 2016 that a manufacturer has a duty to warn against dangers resulting from foreseeable uses of its product of which it knew or should have known. The manufacturer must also warn of dangers arising from the product’s either intended or reasonably foreseeable unintended use, and of hazards learned that arise after the sale of the product.

The plaintiff’s decedent was Ronald Dummit, a Navy boiler technician who worked on Crane valves that contained third-party asbestos-based gaskets, packing, and insulation. Suttner v. A.W. Chesterton, the companion case to Dummit v. Crane Co., involved a Gerald Suttner, decedent pipe fitter at a GM engine plant, who similarly worked on Crane valves over the span of many years. The manner in which the gaskets, packing, and insulation were replaced, routinely exposed the two men to carcinogenic asbestos dust. Both men eventually fell victim to pleural mesothelioma, an asbestos-linked cancer that forms on the thin protective tissue that covers the lungs and abdomen.

The appeal comes after a stipulation to a reduced damage award of $7.7 million from whence the Jury found Crane 99% liable and awarded the plaintiff $32 million in damages.
In the appeals, Crane relied on Rastelli v. Goodyear Tire Co. to assert that it had no control over the production of other companies’ asbestos-based products for its valves and that it did not place those products in the stream of commerce, concluding that it had no duty to warn anyone of consequences related to combining its valves with third-party asbestos-based products. While Crane did not control the production of the third party gaskets and packing, Crane still derived a “benefit” from the sale of the third-party’s products since the products were necessary for the valves to work properly. The Court noted that “… where a manufacturer creates a product that cannot be used without another product… the manufacturer has a substantial, albeit indirect, role in placing the third-party product in the stream of commerce.”

The Court goes further in recognizing the durable longevity of a product and the positioning of manufacturer’s responsibility to warn of dangers as a result of the condition of the product. In other words, since Crane’s valve is designed for continuous, long-term use, someone who operates the valve may be more likely to observe warnings on that product than an item more short-term , and thus, the manufacturer is in the “better” position to know and warn of foreseeable dangers.

房贷合并協議以及“在记录的首次房貸”

最近纽约最高法院就“在记录的首次房貸”的问题做了裁决。

事情是2010年原告中標以15000美元购買一套拍卖公寓。但该房产买卖合同受“在记录的首次房屋貸款” 的限制。

原房主在2000年7月向城市銀行申请了54,000美元貸款,第二年申请了38,000美元貸款,并于當天將兩個貸款合并成一個留置權抵押貸款,總共92,000美元。第二份貸款與合并協議都于當天有記錄于州记录保存局。7年后,該公寓所在公寓委員又提交记录了原业主所欠交的公共費用为止贖訴訟。

當原告開始著手處理還款問題時, 他认为只有“54000” 的首次贷款才是买卖合同中的“在记录的首次房屋貸款”, 而2001年的贷款合并协议不是首次在记录的首次贷款。遂將城市銀行推上了被告席,要求法院按照不動產法9-B條例,判決其償還向城市銀行的第二份貸款(即38,000美元)的優先權在償還公共費用之后,并且這個債務由于公寓委員會成功采取止贖訴訟而消失。

城市銀行則表示,按照“公寓法”,合并協議应该是 ”在记录的首次房貸”的要求,并請求法院宣布其有效性。

問題就出在,之前的合并留置權是否適用于不動產法9-B條例中的”首套房貸記錄。”

法庭认为,通常情況下,收款權的優先順序是由其記錄時間來決定的。虽然不動產法339-z中規定,公寓委員會對未交納公共費用的收款權要優先于其它收款權,但幾个條特殊情況外,這些特殊情況就包含首套房貨記錄。

法院認為,如果兩個貸款记录之间有其他欠款记录,贷款合并协议不能影响两个贷款分别的优先权;如果两贷款之间并没有其他欠款记录,贷款人的第二次贷款与第一次贷款的合并应该算为第一次贷款被还清后的一次更大的贷款,这个更大的贷款应该是还清贷款后的第一次贷款,应该算为 ”在记录的首次房貸”。

最后最高法院駁回了原告即決審判的請求,并允許了城市銀行的要求。

Plotch v. Citibank, N.A., 2016 N.Y. Slip Op. 034648 (May 10, 2016).